Insurance WASSCE (SC), 2022

CANDIDATES’ WEAKNESSES

-          The candidates could not properly apply their knowledge of the principles of insurance to problem solving in real-life scenarios hence; they performed poorly in the application aspects of the case study which was in question one (1b&c).
-           Insufficient knowledge of the subject matter:
Most candidates exhibited poor understanding of the rudiments of insurance.  As a result, they could not satisfactorily attempt questions on subject matter of insurance; subject matter of the contract; and non-life insurance covers for personal, public and professional liabilities in questions two (2) and seven (7) respectively.
-           Poor mastery of the use of English grammar as reflected in some candidates’ inability to express their ideas and points clearly in explanation of terms and policies.
-           Majority of the candidates who performed below average failed to identify relevant points and clear presentation of answers, hence they lost valuable marks.

SUGGESTED REMEDIES

-           The candidates should be encouraged to study standard and comprehensive texts as recommended by the Council in their preparation for the examination.
-           The teachers should endeavour to cover all aspects of the examination syllabus with emphasis on practice questions on case studies so as to familiarize the candidates with examination scenarios and enhance their performance.
-           The candidates should endeavour to learn the proper rules of English grammar so as to enable them express their points clearly.
-           More universities and colleges of education should introduce courses in Insurance, Business Education (Insurance option) and Education/Insurance for the training of sufficient teachers in this field which will in turn enable the schools employ more qualified teachers for this subject.